Rates & Fees
Current Loan Rates
Rates as of 01/21/2025
| Vehicles** | APR* |
|---|
| New Vehicles (Never Titled) 2024-2025 | Carfax | |
| 36 months | As low as 4.25% |
| 48-60 months | As low as 5.25% |
| 66 months | As low as 5.50% |
| 72 months | As low as 5.75%
|
| 84 months | As low as 6.25% |
| Used Vehicles 2021-2024 |
|
| 36 months | As low as 5.50% |
| 48-60 months | As low as 5.75% |
| 66 months | As low as 6.00% |
| 72 months | As low as 6.25% |
| Used Vehicles 2020 – Older | See C.U. for Rates |
| Apply for a LoanCalculate Auto Loan |
| RV, Mobile Homes & Boats (Survey Required)** | APR* |
|---|
| New - 36-48 | As low as 7.00% |
| New - 60-72 | As low as 7.25% |
| New - 72-120 | As low as 7.50% |
| Used - 36-48 | As low as 7.50% |
| Used - 60-66 | As low as 7.75% |
| Used - 72-120 (2021-2024) | As low as 8.00% |
| Apply for a LoanCalculate Auto Loan |
Loan Qualifications
- Member of Credit Union
- Good credit history
- Proof of income
All loans have no pre-payment penalty.
All rates are subject to change without notice.
*APR = Annual Percentage Rate.
**Interest rate based on credit history plus number of years financed.
Notice Prior to Furnishing Negative Information: We may report information to credit bureaus. Late payments, missed payments or other defaults on your account may be reflected in your credit report.
Current Share Rates
You and other members are part-owners of your credit union. Your savings are called shares because they are your share in the credit union. Your shares earn dividends because your savings represent your financial share of the credit union.
Rates are subject to change at anytime.
Rates as of June 25, 2025
| Club Accounts (Monthly Deposit Cap of $1,000.00) | APY* | Dividend Rate |
|---|
| Christmas Club | 0.10% | 0.10% |
| Vacation Club | 0.10% | 0.10% |
| Savings Calculators |
| Share Certificates - $500 Minimum | APY* | Dividend Rate |
|---|
| 6 months | 3.034% | 3.25% |
| 12 months | 3.290% | 3.50% |
| 24 months | 3.803% | 3.75% |
| Savings Calculators |
| Money Market Savings Accounts | APY* | Dividend Rate |
|---|
| $5,000.00 - $74,999.99 | 2.27% | 2.25% |
| $75,000.00- Greater | 2.52% | 2.50% |
| Savings Calculators |
*APY = Annual Percentage Yield
Money Market Savings Accounts
Rates are subject to change at anytime. Dividends calculated daily and paid quarterly.
Must maintain a minimum daily balance of $5,000.00 to earn dividends.
Minimum withdrawal amount of $500.00.
If the account is closed within 180 days of its opening, no dividends will be paid.
Per Regulation D, no more than 6 withdrawals/ transfers per month and 3 of those made by checks.